Non Owner SR22 Insurance In Pennsylvania
Reader’s Question:
What is a Non Owner SR22 insurance and why am I still being asked to get one here in Pennsylvania?
Chloe
Pittsburgh, PA
Good question. First of all, an SR22 is a form that is submitted by an authorized auto insurance company to the states Department of Motor vehicle (or a similar office) in behalf of someone who has recently gotten their driver’s license suspended. This form serves as proof that the said person carries enough financial capability, in the form of an auto insurance policy, to pay anyone they may injure and properties they may damage/destroy in a car crash.
An SR22 insurance, on the other hand, is basically a special type of auto insurance policy that must be maintained for a minimum of three years to avoid further penalties and suspension of driving privileges in the future. It comes in two forms, the regular SR22 insurance for car owners and the Non-owners SR22 for those who operate a vehicle but don’t necessarily own one. The reason you are asked to carry this is probably due to an unsatisfactory driving record. The state wants to ensure the mutual protection of everyone in the road from those with risky driving behaviors and habits. So in order to get your drivers license back, you must find an authorized SR22 insurance company to provide you a Non-owners SR22 insurance coverage.
Get the most affordable Non Owner SR22 insurance in Pennsylvania today. It only takes a few minutes of your time to use the free insurance quote tool on this website, and find the most suitable Non owners policy that matches what you are looking for.