SR22 Non Owners Insurance Question
Filed under: Cheap SR22 insurance, Non Owner SR22 Auto Insurance
Reader’s Question:
I got a DUI in 2003 and haven’t reinstated my drivers license yet. I recently got a new work and need to buy a vehicle quickly. Can my brother put me on her insurance if I need an SR-22? Is it more cost effective to try and obtain it on my own? Do I do this before purchasing the vehicle?
Fred
Lincoln, NE
In many states you have to provide insurance when registering a car so it is helpful to obtain insurance beforehand. If you do not have a car at the time of buying insurance you will likely be able to obtain a non-owners SR-22 which you can change into regular SR22 policy when you buy a car.
If you want to be listed to your brother’s insurance policy you will need to speak with the insurance provider that he is with and check if it is even possible. Even if it is, it would be best to compare the quote of that insurance with obtaining your own policy. Until you get the quotes for both you will not be able to know which would be more cost effective.
In order to keep the insurance policy you are buying the insurance providers typically will require you to be in the process of having your license reinstated.