SR22 Auto Insurance Maine ME

Reader’s Question:

Am I still going to be required by my state of Maine to carry auto insurance even if I do not own a car?

Paula

Portland, ME

You are not required to carry auto insurance on yourself if you do not own a car, however, when driving other people’s cars you will need to make sure their insurance extends to you so that you can show proof of insurance if requested by law enforcement.

If you fail to produce evidence of insurance in Maine, you will be required to file proof of financial responsibility through an SR-22 insurance certificate or face suspension of your license and registration privileges. So, even if you do not own a car but is required to carry SR-22, then you could be required to carry insurance, this may be in the form of a non-owner’s policy.

So again, showing a proof of auto insurance is required when you are driving other people’s vehicles. I would suggest making sure that the vehicle is insured by the car owner and that you are covered by that insurance just in case you’d be involved in an accident.