Non Owners SR22 Insurance Pennsylvania

Reader’s Question:

Is it possible for an individual to have medical coverage on themselves in case of an accident being in someone else’s car that is not insured? What is that car insurance policy referred to in insurance terms? I live in PA.

Arnold

Philadelphia, PA

 

There is a type of auto insurance that is called a non-owners policy that one may buy to cover themselves if they do not own a car in which to place insurance on. Persons typically buy a non-owners policy to cover themselves for the items they may be liable for (hurting someone else or something else).

So through medical payments, you could have medical coverage through a non-owners policy in Pennsylvania. MedPay, as it is referred to, covers medical expenses to individuals when injured in case of an accident. It is also possible that there may be coverage if as a pedestrian a car injures you. Coverage is limited to the conditions and terms contained in the insurance policy by the insurance carriers.