Non owners car insurance
Filed under: Non Owner SR22 Auto Insurance, Sr22 car insurance
Reader’s Question:
Im planning to get a non owners insurance policy. Im living with my roommate who has a car and she said I can use it. Is it possible to get a non owners policy?
Michelle
Thank you for asking Michelle
Typically a “non owner” insurance insurance policy includes medical payments, liability and uninsured driver. Most insurance providers offer this insurance policy to individuals who operates vehicles occasionally but does have their own vehicle. The keyword is “occasionally.”
Since the car is in your household, insurance providers may think that you have more access to operate this motor vehicle than for an “occasional” use.
Because of this, it is more likely that you may not be able to obtain the “non owner” policy. The vehicle owner may have to take out a policy for this car and include you on her policy as an “eligible or additional driver.
You may verify with the insurance company where the car is insured in to know more information.
Goodluck!
MariCAR