Non Owner SR 22 Insurance
Filed under: Non Owner SR22 Auto Insurance, Sr22 car insurance
Reader’s Question:
What is non owner sr 22 insurance and how do I get one? My friend told me I need one of this when I got arrested driving while intoxicated using his car.
Josh
Little Rock, AR
You’ve had a late night drinking with your friends at the local bar. You decided to call it a night and hop behind the steering wheel of your rented Cadillac. You thought you were only going 20 kilometers per hour at the highway when you suddenly hear the whoop of a police siren flagging you down. The police notice that you are slurring your words and ask you to take a breathalyzer test. What seemed to be an enjoyable night turns into a nightmare when they tell you that you flunked the test and that your driving privileges are suspended. How do you remedy the situation?
The answer is quite simple – get a non owner sr 22 insurance policy right away.
The non owner sr 22 insurance is a policy designed to allow drivers who do not own a vehicle to have their privileges reinstated and be able to legally drive again. It is required by all states – however, the rules per state differ.
Getting a non owner sr 22 insurance is relatively simple. All you have to do is shop around for insurance agencies that offer the said service. You can search the internet for options or go to the state Department of Motor Vehicles’ (DMV) website to check which insurance providers can do the job for you.
Your chosen insurance company will then accomplish the appropriate sr 22 form for you. Some companies fill out the form then give it to the policy driver to file at the DMV. There are others, though, who do the filing for you and have it received or approved within the day.
A driver whose privileges have been suspended will need to own a non owner sr 22 insurance policy for a maximum of three years.