car insurance for sr22 non owner

 

Reader’s Question:

I usually rent a vehicle, what kind of insurance do I need?

Malen

Thank you for asking Malen.

If you usually rent a vehicle, a “non-owners” policy might be best for you than relying on the insurance sold at rental counters. Comprehensive and collision coverage however are not usually available or included for non-owners policies. It would seem that you still need to obtain this from the rental agency. Your non-owners car insurance will cover you when you rent a car and got involved in an accident while operating that motor vehicle. It will provide liability coverage protection. If you operate your friend’s car and damaged it, the car owner’s insurance takes precedence over your non-owners coverage. However, your policy would be activated when the car owner’s liability limits are exhausted.

Goodluck!

MariCAR

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