automotive insurance non owner
Filed under: Insurance quotes, Non Owner SR22 Auto Insurance
Reader’s Question:
What is the difference between an sr22 and the non owner’s sr22?
Del
Thank you for asking Del
Basically, an SR-22 is a form which must be filed by the insurance provider to show the state or court that an individual has car insurance liability in effect. Typically it is required of a driver who has been involved in an accident or cited of a moving violation and was unable to prove financial responsibility. Its also can be required as part of the reinstatement of license process in some states.
If you are required to acquire a SR-22 form or financial responsibility certificate in this way and do not own a car, you can get a Non-Owners SR-22. Generally, a non-owners SR-22 permits the named insure to drive any motor vehicle that they are given permission to operate the vehicle by the car owner, unless the motor vehicle is owned by a household member.
Basically, the difference between a regular SR-22 and a Non-Owners SR-22 is that with a Non-Owners SR-22 policy is required if you do not own a vehicle to directly insure.
Goodluck!
MariCAR