Non Owners Policy Haverhill, Massachusetts MA
Filed under: Insurance quotes, Non Owner SR22 Auto Insurance
Reader’s Question:
I have a drivers license in Haverhill, Massachusetts but I have no car or insurance, Can I drive another persons car that is insured in Massachusetts?
Tara
Haverhill, MA
The Massachusetts compulsory auto liability insurance law requires that all vehicle have insurance on them with the minimum limits of $20,000/$40,000 for bodily injury and property damage of $5000. From this information it would appear that it is the car and not driver that the insurance must be on to comply with the law.
If this is the case then an individual with a valid Haverhill Massachusetts driver’s license but does not own a vehicle to put insurance on, and does not carry a non-owner’s policy, should be able to drive other people’s insured vehicles with their consent. The individual giving the uninsured driver permission to drive their car should verify with their insurance company though to make certain the friend they are lending the vehicle to will be covered by the owner’s policy if they are in an crash.
If you are going to borrow your friend’s vehicle on a regular basis then the insurance carrier may require you to be added to the car insurance policy in order for you to be properly covered.