Non Owners SR22 Insurance Pennsylvania
Reader’s Question:
Is it possible for an individual to have medical coverage on themselves in case of an accident being in someone else’s car that is not insured? What is that car insurance policy referred to in insurance terms? I live in PA.
Arnold
Philadelphia, PA
There is a type of auto insurance that is called a non-owners policy that one may buy to cover themselves if they do not own a car in which to place insurance on. Persons typically buy a non-owners policy to cover themselves for the items they may be liable for (hurting someone else or something else).
So through medical payments, you could have medical coverage through a non-owners policy in Pennsylvania. MedPay, as it is referred to, covers medical expenses to individuals when injured in case of an accident. It is also possible that there may be coverage if as a pedestrian a car injures you. Coverage is limited to the conditions and terms contained in the insurance policy by the insurance carriers.
Non Owners SR22 Insurance
Filed under: Non Owner SR22 Auto Insurance, Sr22 car insurance
Reader’s Question:
My daughter has non-owners sr22, so she can drive my vehicle to work and back. She is thinking about getting a motorcycle. Will she still be able to drive my vehicle on that same insurance if she changes her insurance, and puts it on a motorcycle? We live in Babylon, NY.
Daniel
Babylon, NY
A motorcycle is technically not an automobile, because a motorcycle does not have four wheels. He can also add a ‘Miscellaneous Type Vehicle’ endorsement to her current personal auto insurance policy. This endorsement will permit her to cover her motorcycle on her current non-owners sr22 policy. If she is unable to do this endorsement, she will need to take out an insurance policy that is separate from his non-owner sr22 policy and keep his non-owner sr22 policy in force.
She may check different ca insurance website to make comparison shop. This is a great way to get a cheaper auto insurance rate.