non owners sr22 insurance
Reader’s Question:
What is a named operator policy?
Belle
Thank you for asking Belle
A named-operator policy is also sometimes called a non-owner policy. It is written when the individual needs coverage only for his personal operation of a motor vehicle not owned by him or a family member.
The reason people get this type of policy is because if you are in need of a required liability insurance policy to get an SR22 filed with the state but do not own a motor vehicle.
This type of liability insurance only covers the named insured while operating vehicles. In somet states a non-owner policy includes Bodily Injury Liability and Property Damage Liability. The policy will cover you up to the limits you choose depending on the type of coverage you choose for your policy.
Goodluck!
MariCAR